About this tool
Estimate monthly employee and employer EPF contributions and a future corpus. Inputs are processed in your browser unless a page explicitly says that it loads a helper library. ihatecalc provides estimates and utilities for general information; check source rules and assumptions for decisions with financial or legal impact.
Official references
EPFO employer contribution information · FY 2025–26 EPF interest recommendation and notification note
Frequently asked questions
How does the EPF corpus estimate work?
The estimate combines the monthly contribution inputs and assumed annual interest over the investment period, with compounding applied by the calculator.
Are employer EPF contributions all credited to EPF?
Not always. Employer contributions can be allocated between EPF and EPS under applicable rules, and wage ceilings or individual circumstances can affect the split.
Does the calculator use a guaranteed interest rate?
No. The rate is an assumption for estimation. EPF interest is notified for a financial year and can change; verify current EPFO information.